Saving Money is one hard task. There are lots of things to be considered, primarily on how to budget your cash on hand so that ideally you can manage to have excess left money at the end of the month. Budgeting is really a pain in the neck. Allocation of electric bills, water bills, phone bills, etc. are just few of the many things being considered on how to utilize your cash wisely. Food is no exception. We have to have it, so we prioritize the budget to our money, reducing the money spent without sacrificing the food allocation. We mainly buy necessities in groceries. It helps if you list the goods you have to buy together with their prices (if possible, or a rough approximation) so that the budget allotted for food is about what you spend, or less, of course. If it going to be more, then you could trim down your list or think of a cheaper alternative. Here are some tips.
– List goods that should always be found in the kitchen. Examples of which are coffee, milk, sugar, soy sauce, vinegar, salt, onion, garlic. These goods are necessary, so they are always being bought.
– Plan your weekly meals ahead of time. This means you avoid overspending on goods or missing some ingredients that are needed. This would not just clear your worries but it would also save your time.
– Don’t buy branded goods; instead choose a product that has the same quality of those expensive goods. You’ll get the same benefit without spending more.
– Buy goods that have dual purpose. A good example of which is mayonnaise. You can use it as a sandwich spread or make macaroni salad instead. In a way, you could enjoy eating both without spending too much.
– Buy less expensive cuts of meat. List recipes that the cuts won’t matter. At least, you won’t be sacrificing the taste of the food and at the same time you’ll have the chance to buy a larger quantity.
– Pay in cash. You might be tempted to buy unnecessary goods. This would avoid you from going over your card limit.
– Try to be inventive and creative at the same time. Leftovers could be precooked in a way that it would look appealing again to your appetite.
– Bring some snacks whenever you travel. This could be good relief for your hunger and reduces the chances of being tempted to stop for a snack on the way which can really blow a budget.
– Keep a list of prices of goods you always buy. At least, with those products you’re sure of how much you’ll be spending.
– Shop only once or twice a month. In that way, less time will be spent on going to a grocery store and at the same time, chances of overspending will be minimized. However, you may have to go more often to stock up on fruits and v.